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National Lockdown 3.0

A reminder of Government support available:

HMRC Time to Pay
As part of the Coronavirus support put in place by the government, HMRC have set up a Time to Pay service if you are unable to pay your tax bill. Your 2019/2020 tax return needs to have been submitted to HMRC before you are be able to use the online self-service option. You will then be able to set up a direct debit and pay any tax that is owed in monthly instalments over a maximum of 12-monthly payments. 
Full information can be found here.

SEISS Grant 4 
Further details on the 4th SEISS grant will be announced in due course. Applications for the 3rd grant can be made up until the 29th January 2021.
Here is the link to the GOV.UK webpage on SEISS Grants.

Universal Credit
If needed, you may wish to seek support through Universal Credit. Please be aware that whilst Universal Credit is not deemed to be taxable income, once in receipt of it, you will need to report any changes to your income, for example once you commence trading again following the relaxation of lockdown measures.
Click here to read more about Universal Credit.

Bounce Back Loans 
This loan is accessible to those that are based in the UK, have been adversely impacted by coronavirus and started trading before the 1st March 2020. The scheme is currently open until the 31st March 2021.
If you already have a Bounce Back Loan but borrowed less than you were entitled to, you can top the loan up, you must do this by the 31st January 2021. 
Full details are here.

Local Support
As everyone's situation is different, advice and guidance can vary. You can click here to use a helpful service to find out what other support you may be able to access if your business has been affected by coronavirus. This specific tool allows you to focus on your situation and what support is available in your local area.

HMRC Scams
HMRC have just announced that they are aware of fake texts circulating asking people to “click here” for a new grant. Do not reply to the SMS and do not open any links in the message. Anything relating to the government grants must be done through your Government Gateway account.